Payment Options
Pay in Person
At the LCOA office. You can pay via check or debit/credit card*.
*Card transactions are subject to a 3.3% card usage fee.
 
A dropbox is available for leaving payments.
 
Via US Mail
Send a check*, cashier's check or money order with your Lot# noted on your payment method.
 
Remit to:
Lake Caroline Owners Association
667 Bellevue Drive
Madison, MS 39110-7946
 
*A $35 NSFS fee will be added for any returned checks.
 
Paying Online
 
Option 1 Nickel
Starting October 2025, we are introducing a less expensive and new online payment processor called Nickel.
ACH payments are free.
Credit card payments are 2.99%
Nickel allows for weekly, monthly, quarterly, yearly, and pay-as-you go payments.
For payment options, please fill out the following Nickel Contact Us or https://lakecarolineownersassociation.nickelpayments.com.
 
Option 2 Zego
For Zego, the surcharge to pay the annual assessment in full is $3.95 for a bank transaction. You may also pay using a credit card or PayPal but a surcharge will be applied. You will be notified by Zego of the exact surcharge amount before your payment is processed. 
 
1. Click Here to Pay Assessments Online
2. You will be linking to the Zego payment app, so if this is the first time to pay your assessment online, select Get Started. Your Lake Caroline website username and password will not work with the Zego app.
4. Login with your new username and password.
5. Follow the prompts.